Agricultural Bank of China export cross-border e-commerce direct settlement platform

for large, medium and small export cross-border e-commerce and dry well e-commerce platform, independent station to provide 9610, 9710, 9810 mode of direct settlement services. Export enterprises can realize the whole chain of goods flow and capital flow, ensuring that the settlement process is safe and efficient, low cost and simple procedures.

1. product definition

export cross-border e-commerce direct settlement business refers to the agricultural bank of China in accordance with the relevant provisions, to obtain and review the relevant transaction electronic information and electronic documents (if necessary), in order to meet the customer identification, transaction electronic information collection, authenticity audit and other conditions, direct provision of current account settlement services for export cross-border e-commerce operators.

2. Product functions and advantages

Strong comprehensive service capability: providing one-stop cross-border settlement and foreign exchange settlement services for export cross-border e-commerce. Convenient and efficient settlement: for export cross-border e-commerce enterprises to solve the problems of small transaction amount, large number of transactions, scattered overseas buyers and complicated settlement procedures, foreign exchange collection funds can be settled at any time. Complete range of settlement: provide remittance, collection, letter of credit and other cross-border settlement services for export cross-border e-commerce enterprises. Saving settlement costs: Export cross-border e-commerce enterprises do not need to settle through payment institutions, and AgBank does not charge any settlement fees.

2. product functions and advantages-agricultural bank preferential policies

foreign exchange account opening fees 50% free foreign exchange account management fees free of export cross-border e-commerce remittance fees can enjoy a point difference discount.

3. Handling process

① Export cross-border e-commerce enterprises apply for direct settlement and upload store information through ABC online banking.

② ABC reviews store information and assigns ID numbers to exporting cross-border e-commerce enterprises.

③ Export cross-border e-commerce enterprises maintain ABC as a direct settlement bank on the e-commerce platform and fill in the ID number.

④ Export cross-border e-commerce enterprises sell goods on the e-commerce platform, and the transaction information is automatically transmitted to the ABC direct settlement system.

⑤ After the foreign buyer receives the goods, the e-commerce platform clears the payment to AgBank through the clearing bank.

⑥ Export cross-border e-commerce enterprises initiate withdrawal applications through ABC's online banking. After completing the automatic verification of transaction information and funds, ABC's cross-border e-commerce direct settlement platform directly credited the funds to the accounts of export cross-border e-commerce enterprises in ABC.